Only 4% of retirees actually retire at age 70. There is no “one size fits all” retirement age. Deciding when to retire isn’t just about age — personal choice, forced retirements, and financial situations are also factors….
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Many workers imagine themselves retiring and living along sandy beaches, or in quiet, wooded areas offering optimal peace and quiet. Others, meanwhile, dream of retiring in cities and enjoying the vibrancy that tends to come…
Do you behave the same way you did 20 years ago? Are your spending habits the same? What about your saving behavior and income? If the absurdity of those questions made you laugh, you’re like…
Most people look at retirement as the finish line, the point after which financial planning and investing become moot. The reality is far different. Forty percent of baby boomers expect to work until they die, according to…
In times of tight credit, you can finance a new business or franchise by rolling your retirement funds into your new company. You pay no income taxes or early withdrawal penalties, avoid debt and have money…
Many people do not view life insurance as an essential and vital part of a retirement income plan. They see life insurance primarily as a way to protect families from the early loss of a…
If you’re feeling freaked out by the vast sums that the so-called retirement experts say that you need to have set aside before you can even think of retiring, well, you’re not alone. But obsessing over how…
Retirement is almost as inevitable as death and taxes. Even if you love your career, someday you’ll almost certainly retire – or take on a form of semi-retirement. This is why estimating your retirement expenses is so…
Baby Boomers, what is your money doing right now? Do you know how much you owe on your credit cards? And how does your budget look? Budget, what budget? OK, it’s time to get a…
With the holiday season in full swing, most small business owners find themselves focused on year-end sales and the outlook for 2015, while attempting to take well-deserved vacations and reconnect with family and friends. Unfortunately,…