With the holiday season in full swing, most small business owners find themselves focused on year-end sales and the outlook for 2015, while attempting to take well-deserved vacations and reconnect with family and friends. Unfortunately,…
A few weeks ago, I wrote on this topic. I have been kind of consumed with it lately, as it’s the topic of my next book and where my practice is focusing at the moment….
If you save regularly for retirement, putting a portion of your paycheck or annual earnings into a tax-deferred investment account like a 401k or individual retirement account, at the end of your career you should have a substantial…
The journey to retirement begins to take on a greater sense of importance during the final decade of your working years. That’s because the decisions you make during the last 10 years of your career…
For many baby boomers, being retired doesn’t necessarily mean never working again. A growing number of retirees are choosing to start their own business. According to the Ewing Marion Kauffman Foundation, a leading research group on…
Finances are different after retirement. Weekly paychecks get traded in for monthly Social Security, pension and retirement fund payments. Meanwhile, for those who are traveling or trying out new hobbies, expenses may go from predictable to…
Want to be happy in retirement? It’s easy. Spend your money and time on leisure activities. Take vacations. Celebrate Bloomsday in Dublin with your old college roommates. Hike the Appalachian Trail with your neighbor. Learn…
Do you know if you have enough to retire? Do you want to know how to figure it out? Begin by figuring out what you think you will need. A budget worksheet is easy to…
We’re about to pay the price for all the good times It doesn’t seem like much to ask for—a 5 percent return. But the odds of making even that on traditional investments in the next 10 years…
A retirement plan. You know you need one, but the options can be overwhelming and confusing. Here are some tips to help get you going, whether you’re looking out for your financial future, your employees’,…