The Great 401(k) Rip-off Redux
A few weeks ago, I wrote on this topic. I have been kind of consumed with it lately, as it’s the topic of my next book and where my practice is focusing at the moment….
Articles by stephen-kelley
Turn Savings Into Retirement Income
If you save regularly for retirement, putting a portion of your paycheck or annual earnings into a tax-deferred investment account like a 401k or individual retirement account, at the end of your career you should have a substantial…
Getting Ready to Start Your Dream Retirement
The journey to retirement begins to take on a greater sense of importance during the final decade of your working years. That’s because the decisions you make during the last 10 years of your career…
How to Succeed as an Entrepreneur After You Retire
For many baby boomers, being retired doesn’t necessarily mean never working again. A growing number of retirees are choosing to start their own business. According to the Ewing Marion Kauffman Foundation, a leading research group on…
The Best Places to Retire in 2018
Finances are different after retirement. Weekly paychecks get traded in for monthly Social Security, pension and retirement fund payments. Meanwhile, for those who are traveling or trying out new hobbies, expenses may go from predictable to…
How to Be Happy in Retirement
Want to be happy in retirement? It’s easy. Spend your money and time on leisure activities. Take vacations. Celebrate Bloomsday in Dublin with your old college roommates. Hike the Appalachian Trail with your neighbor. Learn…
Do you know if you have enough to retire?
Do you know if you have enough to retire? Do you want to know how to figure it out? Begin by figuring out what you think you will need. A budget worksheet is easy to…
The Next 10 Years Will Be Ugly for Your 401(k)
We’re about to pay the price for all the good times It doesn’t seem like much to ask for—a 5 percent return. But the odds of making even that on traditional investments in the next 10 years…
How to Plan for Your Financial Future
A retirement plan. You know you need one, but the options can be overwhelming and confusing. Here are some tips to help get you going, whether you’re looking out for your financial future, your employees’,…
5 Lessons From People Who Retired at 40
Most people believe that retiring by 40 is something achieved only by lottery winners, celebrities, trust-fund babies and tech tycoons. But there is a growing movement of young retirees who are smashing our conventional beliefs about what…